UBrian Kelly, umseki we Amanqaku Guy , wabelana ngeendlela zakhe zokufumana uninzi lwamanqaku akho kunye neemayile.

U-Chase wathumela umothuko kumzi mveliso wekhadi letyala xa wayesungula Ikhadi leSapphire Reserve ngo-Agasti wonyaka ophelileyo. Ngebhonasi yokubhalisa engama-100,000 (ngoku enesiqingatha ukuya kuma-50 000), umrhumo wonyaka wama- $ 450, iidola ezingama-300 kwityala lokuhamba kunye namanqaku amathathu ngedola nganye kukhenketho kunye nokuthenga ukutya ngokukhawuleza kwaba ngumgangatho wegolide wamakhadi etyala okuhamba. Ukusukela ngoko, iAmerican Express iyinyusile i-ante (kunye nemirhumo yayo yonyaka ukuya kuthi ga kwi-550 yeedola) ngeKhadi lePlatinam, kwaye iCiti yenze ezinye izinto ezincinanana kwiKhadi layo lokuDumisa. Bobathathu bakhanya ngokuqaqambileyo ngeendlela ezahlukeneyo kwaye banokuzihlawulela ngokwabo amaxesha amaninzi ngaphezulu ukuba uyayazi indlela yokwandisa amanqaku kunye nezinto abazisebenzisayo. Sithathe ujongo kwikhadi ngalinye kula mathathu ukukala amandla awo kunye nokuchonga ezona ndlela zilungileyo zokusebenzisa ngalinye.

Eyona ilungele ukufikelela kwiLounge

Ophumeleleyo: I-American Express Platinum

Ikhadi lePlatinum liza kuba lelona kuphela kumakhadi amathathu okubonelela ngobume beenqwelomoya kwilifa leenqwelo moya emva kokuba uPrestige ephulukene negumbi lokuphumla leAmerican Airlines kulo Julayi. Ikhadi lePlatinam libonelela ngobulungu beDelta SkyClub, eya kuthi ixabise i-495 yeedola ukuba uyithenge ngqo kwi-airline. Abanini bamakhadi bePlatinam bafumana ukufikelela kwii-Centurion lounges eLas Vegas, eDallas, eLaGuardia, eMiami, eSan Francisco, eHouston, naseSeattle, kunye nePhiladelphia neHong Kong ivula kamva kulo nyaka. Ii-lounges ze-Centurion ayisiyondawo yakho yokuphumla yenqwelomoya — zinikezela ngokutya okumnandi kwaye zivumela iindwendwe ezimbini zasimahla ngokungafaniyo neendawo zokuphumla ezininzi, ezinokutya kunye neminikelo yokutya kunye nokunyuka kwayo yonke into.

Ukongeza, abanini bamakhadi be-AmEx Platinum nabo bafumana Ukhetho lwePasiti ePhambili ubulungu, obunika ukufikelela kwii-lounges ezingaphezu kwe-1 000 kwihlabathi jikelele. (Zombini iChase Sapphire Reserve kunye namakhadi eCiti Prestige nawo anika le perk).

Udumo luza okwesibini ngokufikelela kwigumbi lokuphumla kuba linika i-American Airlines Admirals Club ukufikelela, kodwa de kube nge-23 kaJulayi ngo-2017. Emva koko eyona perk iya kuba yi-Priority Pass Select.

Ikhadi leChase Sapphire Reserve libonelela kuphela ngePassority Pass Select.

Eyona ilungele ukuFumana nokuHlangula amanqaku

Ophumeleleyo: Chase iSapphire Reserve

Indawo yeSapphire yindawo enamandla yokufumana kunye nokufumana amanqaku. Inika amanqaku amathathu ngedola nganye echithwe kukhenketho nasekutyeni- kwaye uhambo luchazwa ngokubanzi ukubandakanya iinqwelomoya, iihotele, ii-motels, amaxesha abekiweyo, iindawo zeenkampu, iiarhente zokuqeshisa iimoto, imigca yokuhamba ngenqanawa, iiarhente zokuhamba, iindawo zokuhamba ngesaphulelo, nabaqhubi boololiwe abakhweli, iibhasi , iiteksi, ii-limousines, iiferi, iirhafu, neendawo zokupaka kunye neegaraji.

Xa kufika ixesha lokuhlawulela, ufumana iisenti eziyi-1.5 kwindawo nganye yenqwelomoya kunye neehotele kwaye ungadlulisela amanqaku kwiinqwelomoya ezisixhenxe (iBritish Airways, iBlue Blue, iKorea Air, iSingapore Airlines, uMzantsi-ntshona, iUnited kunye neVirgin Atlantic) kunye neenkqubo ezine zehotele ( IHyatt, Intercontinental, Marriott, kunye noRitz Carlton).

Indawo yesibini: Ikhadi le-Citi Prestige libonelela ngamanqaku amathathu ngedola emoyeni nasehotele kunye namanqaku amabini ngedola nganye kwinkcitho yokutya kunye nokuzonwabisa. Ukuqala ngeJulayi ka-2017, inika iisenti eziyi-1.25 nge-airfare kunye nepesenti nganye ngeehotele (unokuzikhulula nge-1.33 yeenqwelo moya kunye ne-1.6 yeenqwelomoya kwiAmerican Airlines ukuya kuJulayi 23, 2017).

Indawo yesithathu: Ikhadi le-American Express Platinum linikezela ngamanqaku amahlanu ngedola nganye yenqwelo moya kunye neehotele ezihlawulelwe kwangaphambili ezibhukishwe ngewebhusayithi yokuhamba yeAmerican Express. Amanqaku axabisa isenti enye ukuya kwindiza yomoya kunye neesenti ezi-0.7 ukuya ehotele. Elona xabiso lilungileyo kukudlulisela kwelinye lamaqabane abo beenqwelomoya (njengeDelta, iAeroplan, okanye i-ANA). Unokudlulisa amanqaku eCiti kwiinkqubo ezinjengeSingapore Krisflyer kunye neJetBlue.

Eyona ilungele iZibonelelo eziZodwa

Ophumeleleyo: Udumo lweCiti

I-Citi Prestige ibonelela ngeyona nto ibalulekileyo kwikhadi lokuthenga ngetyala- ukuba uyisebenzisela ukuhlawula iihotele kwaye uhlale ubusuku obune ubuncinci. Isibonelelo sasebusuku sesine simahla sishiya iindleko zobusuku besine kulo naluphi na ukuhlala ehotele, kubandakanya iipropathi ezinqabileyo eziphezulu.

Nantsi indlela esebenza ngayo: Ndiyisebenzise e-Nihiwatu kwaye ndagcina i-1,500 yeedola. Ndayisebenzisa nakwiPark Hyatt Maldives, ndagcina ne- $ 1,100 nayo. Kwaye ikhadi liza ne- $ 250 kwikhredithi yomoya, ukufikelela kwigumbi lokulala laseMelika kude kube ngoJulayi 23, 2017, kwaye bongeze ubusuku besine mahala kwiihostele. Nangona ndingahlali kwiihostele, ndiyayithanda inyani yokuba bayayandisa inzuzo kwaye ndinethemba lokuba iCiti Prestige iza kongeza i-Airbnb kunye neendawo zokuhlala ezindala kule nzuzo kwixesha elizayo.

Indawo yesiBini: Chase ikhadi leSapphire Reserve linikezela nge- $ 300 ngonyaka kwiikhredithi zokuhamba ezitsalwa ngokuzenzekelayo kwityala lakho.

Indawo yesiThathu: Ikhadi le-American Express Platinum libonelela nge- $ 200 kwimbuyekezo yomrhumo wenqwelomoya kunye ne- $ 200 ngonyaka kwityala le-Uber (elungiselelwe inyanga nenyanga).

Ikhadi ngalinye libonelela ngexabiso elikhethekileyo kwaye ukuba uyayazi indlela yokwandisa amanqaku kunye nezinto ezifumanekayo, kunokuba sengqiqweni ukuba nala makhadi aphezulu. Ngelixa abantu becinga ukuba ndiyaphambana ngokuhlawula i-1,450 yeedola ngonyaka kuwo onke amakhadi amathathu, kanye kwi-bat ndifumana i-750 yeedola ngonyaka kwiikhredithi zokuhamba / zokuhamba ngenqwelomoya nangaphaya kokuba ndiyifakele ukufikelela kwigumbi lokuphumla, amanqaku, kunye neenzuzo zokuhlengwa okumangalisayo. Okukwintsusa: akukho khadi lililo kuye wonke umntu - kuxhomekeke kwiimfuno zakho zohambo kunye nendlela ofuna ukuyikhulula ngayo, kodwa zontathu iindlela ezinamandla zomhambi ohamba rhoqo.