Kwi Kumanqaku, UBrian Kelly, umseki we Amanqaku Guy, wabelana ngeendlela zakhe zokufumana uninzi lwamanqaku kunye neemayile.

Zininzi izinto ekufuneka uzithathele ingqalelo xa ukhetha ikhadi lokuthenga ngetyala-ngakumbi ikhadi elinxulumene nenqwelomoya. Ufuna ukukhulisa ibhonasi yokubhalisa, mangaphi amanqaku owafumanayo ngedola nganye oyisebenzisileyo, kwaye kulula kangakanani ukukhulula amanqaku. Kodwa okona kubaluleke kakhulu, kuya kufuneka ujonge nzima kwizithuthi zenqwelomoya eziza nekhadi.

Ezo mpahla zeenqwelo moya zinokuba zezona zibonelelo zixabisekileyo kubahambi. Banokumisela ukuba ulinde iinqwelomoya kwindawo yokuphumla okanye indawo enengxolo; nokuba uhlawula ixabiso elipheleleyo lokuhamba nge pal, okanye akukho nto konke konke. Ixabiso liya kwahluka ngokuxhomekeka kubhabho lwakho, ukuba ujonga kangaphi iibhegi, ukuba uxabisa malini ukufikelela kwigumbi lokuphumla, kunye nenkcitho oyichithayo (kuba uninzi lwezinto eziphezulu ziza kuphela emva kokuba ubethe ubuncinci bonyaka).

Isandi esoyikisa? Ndenze into eninzi yomlenze kuwe. Apha kulapho amakhadi aphuma kwiinqwelomoya ze-U.S ezikwinqanaba labakhenkethi abakhathalela kakhulu.

Eyona ndlela ilunge kakhulu kwiibhegi zokutshekishwa simahla: iGold Delta SkyMiles Card evela kwiAmerican Express

Phantse zonke iinqwelo-moya zase-US ngoku zibiza umrhumo kwiingxowa ezihlolweyo, ngaphandle kwe-Southwest Airlines, esavumela abakhweli ukuba bajonge ezimbini simahla. Indawo eqaqambileyo kukuba, inani lamakhadi etyala aneentlawulo zonyaka eziphantsi kwe- $ 100 akuvumele ukuba ukhangele ngaphandle kwentlawulo. Into ephambili ekufuneka uyijongile kukuba mangaphi amaqabane ohambo anokufumana nemirhumo.

Inkqubo ye- Ikhadi le-American Express Delta Gold Yandisa isibonelelo sebhegi yasimahla ukuya kumaqabane asibhozo kuhambo olufanayo. Ngama- $ 25 ngengxowa yomntu ngamnye, leyo yeyokonga imali engama- $ 225 indlela nganye . Ayilunganga kwikhadi elinentlawulo yonyaka engama- $ 95.

Iimbaleki ziPhezulu

• Isityikityi seBhanki yaseMelika iAlaska Airlines ($ 75 yonyaka). Ibhegi yokuqala etshekishwe simahla kuwe nakumaqabane amathandathu kuhambo olufanayo.

• I-Citi / AAdvantage Platinum Khetha i-MasterCard ($ 95 yemirhumo yonyaka). Ibhegi yokuqala etshekishwe simahla kuwe nakumaqabane amane kuhambo olufanayo.

• IJetBlue Plus Card evela kwiBarclaycard (i-99 yeedola zonyaka). Ibhegi yokuqala etshekishwe simahla kuwe nakumaqabane amathathu kuhambo olufanayo.

Eyona ilungele ukufikelela kwiLounge: Citi / AAdvantage Executive World Elite MasterCard

Xa ujonga ukhetho lwakho, jonga ukuba ingaba ikhadi linikeza ukufikelela kwigumbi lokuphumla okanye ubulungu kwigumbi lokuphumla-ubulungu bungcono kuba ungasebenzisa izibonelelo naxa ubhabha kwezinye iinqwelomoya. Kwakhona kubalulekile ukuba zingaphi iindwendwe onokuthi ungene nazo.

Inkqubo ye- ICiti / AAdvantage Executive World Elite ikhadi ayibizi kuma- $ 450 ngonyaka. Kodwa ikunika ubulungu beKlabhu ye-Admirals (ngesiqhelo i- $ 500 ngonyaka), enofikelelo kwii-lounges ezingaphezu kwama-50 kwihlabathi liphela. Unokuzisa amalungu osapho lwakho olusondeleyo okanye iindwendwe ezimbini kunye nawe. Kwaye okona kubaluleke kakhulu, xa usongeza umsebenzisi wekhadi eligunyazisiweyo (simahla), uya kufumana indawo yokuphumla epheleleyo.

Iimbaleki ziPhezulu

• Ikhadi leKlabhu yaseMelika (umrhumo wonyaka wama- $ 450). Abanini bamakhadi banelungelo lokuba lilungu elipheleleyo le-United Club, kwaye banokuza namaqabane abo kunye nabantwana abaxhomekeke kubo abangaphantsi kweminyaka engama-21 kunye nabo (okanye iindwendwe ezimbini).

• I-Delta Reserve Card Card evela kwiAmerican Express ($ 450 imali yonyaka). Awufumani ubulungu, kodwa ufumana ukufikelela kwigumbi lokuphumla xa ubhabha eDelta (kunye neendwendwe ezimbini nge $ 29 inye). Ukuba uhamba ngenqwelo moya enye, ungathenga ukufikelela nge $ 29.

Eyona ilungileyo kwiTikiti lokuHlala: iKhadi leMivuzo ekhawulezileyo yeAirlines

Ukuhamba kumnandi ngakumbi kunye nomhlobo, kwaye amatikiti amaqabane enza ukuhamba kunye kubiza kakhulu. Babeluphawu lwamakhadi etyala ixesha elide, kodwa mva nje bafumene ubhetyebhetye kwaye banokubaluleka, banemihla embalwa yokumnyama kunye nezithintelo.

I-Passan ye-Southwest's Companion Pass ayisiyo-perk ethe ngqo yekhadi layo letyala; abahambi bayifumana ngokufumana amanqaku afanelekileyo angama-110,000 ngonyaka wekhalenda. Ukupasa kungumsebenzi obalaseleyo, ngaphandle komda kunye nokuguquguquka okugqithileyo-okoko nje isihlalo sithengiswa ungafumana intlawulo yeqabane simahla.

Ikhadi lama-50-point-sign-up sign-up counts counts to 110,000-point requirement, nayo yonke idola echithwe kwibhaso lamakhadi enye indawo, ke xa unemali engama- $ 60,000 kwinkcitho ungafikelela kumgangatho wePassanion Pass ngaphandle kokunyathela inqwelomoya. Unokudlulisa kwiindawo ezithile zehotele.

Iimbaleki ziPhezulu

• Ikhadi loTyikityo lweVisa yaseAlaska (i-75 yeedola zonyaka). Ngaleli khadi, ufumana itikiti lomqeqeshi lonyaka elingu- $ 99 (kunye neerhafu kunye nemirhumo emalunga ne- $ 22). Ingasetyenziswa kwiinqwelomoya eziqhutywa yiAlaska kwaye inike elona xabiso libalaseleyo kwiindlela zeAlaska zaseHawaii.

• IPlatinam Delta SkyMiles Ikhadi letyala elivela kwiAmerican Express ($ 195 imali yonyaka). Unyaka nonyaka, unelungelo lokufumana itikiti lomlingane elinokusetyenziswa xa kuthengwa izaphulelo kuqoqosho lweeklasi ze-L, U, kunye neT.

• I-Delta Reserve Card Card evela kwiAmerican Express ($ 450 imali yonyaka). Unyaka nonyaka, unelungelo lokufumana itikiti lomlingane elinokusetyenziselwa iinqwelomoya ezihamba ekhaya kuqoqosho (Iiklasi ze-L, U kunye neT) kunye neklasi yokuqala (A kunye nam iiklasi zokuhamba)

• Ikhadi lokutyikitya leVirgin America Visa ($ 49 yonyaka). Intombi enyulu yenza ukuba kube lula: minyaka le ukuba ungumnini wekhadi, ufumana i-150 leedola kwitikiti lomlingane.

Eyona ndlela ifanelekileyo yokufumana iiMayile eziLungelekileyo ze-Elite: IPlatinam Delta SkyMiles Card Card evela kwiAmerican Express

Iinqwelo-moya bezisusa izibonelelo zesikhundla seminyaka, ngakumbi kumanqanaba asezantsi. Ixabiso lokwenyani likwinqanaba eliphezulu, apho unokufumana izinto ezixabisekileyo njengokungena kwigumbi lokuphumla (iDelta Diamond) okanye uphucule izatifikethi ezifanelekileyo kulo naliphi na iklasi lokuhlawula (i-American Executive Platinum). Ukuhamba ngenqwelomoya iimayile ezingama-100,000 ngonyaka okanye nangaphezulu akunakufikelelwa ngabahambi abaninzi, kodwa ikhadi lokuthenga ngetyala elinentsebenziswano linokukunceda ukuba ufaneleke.

Inkqubo ye- IPlatinam Delta SkyMiles Ikhadi letyala elivela kwiAmerican Express ($ 195 umrhumo wonyaka) ikuvumela ukuba uqokelele iiMayile ezingama-20 000 zeMallallion ngonyaka ngokusebenzisa inkcitho engama-50-000 kwaye umrhumo wonyaka ungaphantsi kwesiqingatha samakhadi athelekiswayo. Njengebhonasi yokubhalisa, ufumana iiMayile ezingama-5 000 eziQinisekayo emva kokuchitha i-1, 000 kwiinyanga ezintathu zokuqala. Ngaphandle koko, unyaka ngamnye wekhalenda usebenzisa i-25,000 yeedola, ufumana iiMayile ezili-10 000 zeMallallion Qualifying Miles kwaye ukuba ubetha i $ 50,000 kwinkcitho kunyaka wekhalenda ufumana iimayile ezili-10 000 ezongezelelweyo. Zizo zombini iinguqulelo zobuqu nezeshishini zale khadi kwaye uyakwazi ukufumana zombini ukuba ungumnini weshishini elincinci.

Iimbaleki ziPhezulu

• I-Delta Reserve Card Card evela kwiAmerican Express ($ 450 imali yonyaka). Njengebhonasi yokubhalisa, ufumana iiMayile ezili-10 000 eziLungele iMall emva kokuthenga kwakho okokuqala. Ngaphandle koko, unyaka ngamnye wekhalenda usebenzisa i-30,000 yeedola, ufumana ezinye ii-MQM ezili-15,000, kwaye ukuba ubetha i-60,000 yeedola ufumana iimayile ezili-15,000 ezongezelelweyo. Zizo zombini iinguqulelo zobuqu nezeshishini zale khadi, kwaye uyakwazi ukufumana zombini ukuba ungumnini weshishini elincinci.

• IJetBlue Plus Card evela kwiBarclaycard (i-99 yeedola zonyaka). IJetBlue intsha kumdlalo wewonga elite. Kutshanje kuphehlelelwe inkqubo kaMoses kaMoses eyodwa, ekuvumela ukuba urhoxise iinqwelomoya ngenqwelomoya, jonga iibhegi ezimbini simahla, joyina umgca wokhuseleko okhawulezileyo kunye noku-odola simahla iziselo ezinxilisayo kwiinqwelomoya. Ngekhadi elitsha leJetBlue Plus, elaziswa ngoMatshi, ngoku ungafumana ubulungu bukaMoses xa uchitha i $ 50,000 emva kokuvula ikhadi lakho nakunyaka wekhalenda ngamnye olandelayo.

• Citi / AAdvantage Executive World Elite MasterCard ($ 450 imali yonyaka). Unyaka wekhalenda ngamnye uchitha i-40,000 yeedola kweli khadi, ufumana i-10,000 Elite Qualifying Miles. (Ukuba ngaba ungumnini wamakhadi weBarclaycard American Airlines okhoyo-oko kuthetha ukuba wawukade unekhadi lokuthenga ngetyala le-US Airways-ungacela ukunyusela kwikhadi lesilivere le-Aviator. Kwimali eyi- $ 175 yonyaka, ufumana ama-WQM ayi-5 000 emva kwe- $ 20,000 oyichithileyo kunye nesongezelelo Iikhilomitha ezingama-5 000 kwii-40,000 zamaRandi ezichithwe ngonyaka wekhalenda.