Ungayikhetha njani eyona Mivuzo ePhambili yamakhadi etyala kuwe

Eyona Amanqaku + Eemayile Ungayikhetha njani eyona Mivuzo ePhambili yamakhadi etyala kuwe

Ungayikhetha njani eyona Mivuzo ePhambili yamakhadi etyala kuwe

Chase Bank ikhupha amakhadi etyala aliqela, onke afumana abanini bamakhadi amanqaku eBhaso lokuGqibela aBalaseleyo-yenye yezona zininzi izinto ezixabisekileyo zekhadi letyala iyafumaneka.



Ngamaqabane amatsha okutshintshela Iindiza zeAer Lingus kunye neIberia , Chase Ultimate Rewards abanini bamakhadi ngoku banokudlulisela amanqaku kwiinqwelomoya ezisithoba nakwiinkqubo ezine zehotele, kubandakanya iHyatt kunye neRitz-Carlton. Amabhaso okugqibela asenokusetyenziselwa ukuhlawulela imali kwakhona (ngereyithi ethe tyaba kwipesenti nganye kwingxelo yakho) okanye ukubhukisha uhambo, kubandakanya amatikiti endiza, amagumbi ehotele, iimoto eziqeshisayo kunye namava.

Ukuleqa kungokunje kunikezela ngamakhadi emivuzo emithandathu yokugqibela, nangona zine kuphela ezifumanekayo kubathengi (ezi zimbini zishiyekileyo zenzelwe kuphela amashishini). Yeyiphi efanelekileyo kuwe? Ukuhamba + Ukuzonwabisa uyayiqhekeza.




Chase amakhadi etyala ngaphandle kweNtlawulo

Amakhadi okungahlawuliswa ngokubanzi anezinto ezimbalwa kunendlela yokuhlawulisa kodwa, ke, asimahla. (Logama nje uhlawula ibhalansi yakho, kunjalo.)

Eyona ilungeleyo: Abanini bamakhadi abangafuni ngokwenene ukufumanisa ukuba kusebenza njani

Inkqubo ye- Chase Inkululeko Unlimited ikhadi alikho-ukubila, ikhadi elingahlawulisi mali lilungele abanini bamakhadi abangafuni ukumisela inkqubo yomvuzo onzima. Abanini bamakhadi bafumana ireyithi ethe tyaba yamanqaku ayi-1.5 ngedola ngelixa bonwabele uninzi lwezinto eziluncedo, ezinje ngeinshurensi yemoto eqeshisayo. Kuba kukho iifizi zentengiselwano zangaphandle, eli khadi alilunganga kubahambi bamazwe aphesheya rhoqo.

Izibonelelo :

  • Zuza amanqaku ayi-1.5 ngedola kuko konke ukuthengwa
  • Ukonakaliswa nokhuselo lobusela kwizinto ezintsha ozithengileyo
  • Ukubuya okuqinisekisiweyo kweentsuku ezingama-90 kukuthengwa okutsha
  • Ukhuselo olwandisiweyo lwewaranti
  • I-inshurensi yemoto
  • Ukukhuselwa koXanduva lweZero, okuthetha ukuba ngekhe ubenoxanduva lweentlawulo ezingagunyaziswanga ezenziwe ngekhadi lakho letyala

Isampula Ibhonasi yokuNgena : Fumana i-150 yeedola (amanqaku ayi-15,000) emva kokuba uchithe i-500 yeedola kwiinyanga ezintathu zokuqala.

Intlawulo yonyaka : $ 0

Eyona ilungeleyo: Abanini bamakhadi abaCwangcise ngokwenyani

Inkqubo ye- Sukela iNkululeko ikhadi lelinye ikhadi elingahlawulisi mali, kodwa eli elinye livuza abanini bamakhadi abanesicwangciso-qhinga. Ngomgangatho othe tyaba wenqaku elinye ngedola, ixabiso lokufumana okungagqibekanga liphantsi kuneKhadi yeNkululeko engenamkhawulo- kodwa ikwabonelela ngenqanaba lokufumana umvuzo ophakamileyo wamanqaku amahlanu ngedola nganye kukhetho lweendleko ezijikeleza ngekota nganye. Ngenxa yokuba ihlawulisa imirhumo yokuthengiselana kwamanye amazwe, eli khadi alilunganga kubahambi bamazwe aphesheya rhoqo.

Izibonelelo :

  • Zuza amanqaku amahlanu ngedola nganye ngokujikeleza ngokwamanqanaba enkcitho
  • Inqaku elingenamda kwidola nganye kuko konke okunye ukuthengwa
  • Ukonakaliswa nokhuselo lobusela kwizinto ezintsha ozithengileyo
  • Ukubuya okuqinisekisiweyo kweentsuku ezingama-90 kukuthengwa okutsha
  • Ukhuselo olwandisiweyo lwewaranti
  • I-inshurensi yemoto
  • Ukhuseleko lweZero

Isampula Ibhonasi yokuNgena : $ 150 (Amanqaku ayi-15,000) emva kokuba uchithe i-500 yeedola kwiinyanga ezintathu zokuqala

Imali yoNyaka : $ 0

Chase amakhadi etyala ngeentlawulo

Ufumana into oyihlawulayo. Amakhadi okuthenga ngetyala ahlawulisa iifizi zonyaka phantse onke anikezela ngokhetho oluninzi lokufumana umvuzo. Umbuzo wenene ngowokuba uza kuwasebenzisa okanye awuzukuwasebenzisa. Kubahambi abahamba rhoqo, imivuzo evela kula makhadi ingaphezulu kokuhlawulela iifizi zabo zonyaka. Kodwa ukuba loo mivuzo ayisebenzi, la makhadi awanazindleko kangako.

Eyona ilungeleyo: Abanini bamakhadi abahamba rhoqo

Olukhetho olukhulu kubanini bamakhadi abafuna izinto ezingaphezulu, kodwa hayi imali eninzi, Chase iKhadi elikhethiweyo leSapphire urhoxisa umrhumo wonyaka wama-95 eedola kunyaka wokuqala. Ngaphandle kwemali yentengiselwano yangaphandle, oku kulula ukukhetha abanini bamakhadi abahlala befumana phesheya. Ikhadi likwabandakanya i-inshurensi yempahla elityazisiweyo, i-inshurensi yokurhoxiswa kohambo, kunye ne-inshurensi yemoto eqeshisayo, eyenza ukuba ibe lukhetho olunomtsalane ngakumbi kubahambi. Abanini bamakhadi bafumana kabini ngokuthenga kunye nokuthenga ukutya kwaye babone amanqaku abo okuGqibela aMabhaso aya kwiipesenti ezingama-25 ukuya phambili xa bechithe kwiMivuzo ePhambili yokungena kwi-Intanethi.

Izibonelelo:

  • Zuza amanqaku amabini ngedola nganye echithwe kuhambo nasekuthengeni ukutya
  • Fumana inqaku elinye ngedola echithwe kuko konke okunye ukuthengwa
  • Amanqaku akhethwe yiSapphire axabisa iipesenti ezingama-25 ngaphezulu xa ehlangulwe ngeMivuzo yokuGqibela yokufumana umvuzo kwi-Intanethi
  • Akukho mrhumo wentengiselwano lwangaphandle
  • Ukulibaziseka kwempahla yomshuwalense
  • Ukuphazamiseka kohambo okanye i-inshurensi yokurhoxisa
  • I-inshurensi yemoto
  • Ukufikelela kubodwa iziganeko namava njengamaqela eSundance cast and lounges kwiminyhadala yomculo

Isampula Ibhonasi yokuNgena: Amanqaku angama-50,000 emva kokuba uchithe i-4,000 yeedola kwiinyanga ezintathu zokuqala, kunye namanye amanqaku ayi-5 000 ukuba wongeza umsebenzisi ogunyazisiweyo othenga naliphi na ixabiso kwiinyanga ezintathu zokuqala.

Imali yoNyaka: $ 95 (kurhoxisiwe unyaka wokuqala)

Eyona ilungileyo: Abanini bamakhadi abahamba ngalo lonke ixesha

Inkqubo ye- Chase iKhadi lokuGcina leSapphire Unentlawulo enkulu yonyaka kuwo onke amakhadi emivuzo yoSuku lokugqibela- $ 450- kodwa kubahambi abahamba rhoqo, izibonelelo zongeza ngokukhawuleza. Kuqala, makhe sithethe malunga neendawo. Ayisibagcini bamakhadi kuphela abafumana amanqaku amathathu ngedola kuyo yonke into yokuhamba kunye nokuthenga ukutya, kodwa loo manqaku aya kwiipesenti ezingama-50 ukudlula xa ehlangulwe ngeMivuzo ePhambili yokungena kwi-Intanethi. Emva koko, kukho ikhredithi yokuhamba eyi- $ 300 yonyaka, esetyenziswa ngokuzenzekelayo nakuphi na ukuthengwa kohambo. Kwaye ukuba awunayo, Chase uya kuyinyathela ityala i-Global Entry application yakho. Kodwa mhlawumbi eyona perk yayo yeyayo Ukudlula ePhambili Khetha ukufikelela kwigumbi lokuphumla, eligcina umnini wekhadi kunye nondwendwe ukufikelela kwii-lounges ezingaphezu kwe-1 000 kwizikhululo zeenqwelomoya kwihlabathi liphela.

Izibonelelo:

  • Zuza amanqaku amathathu ngedola nganye kukhenketho kunye nokuthengwa kokutya okwenziwe kwihlabathi liphela
  • Fumana inqaku elinye ngedola kuko konke okunye ukuthengwa
  • Amanqaku eSapphire Reserve axabisa iipesenti ezingama-50 ngaphezulu xa ehlangulwe ngeMivuzo yokuGqibela yokufumana umvuzo kwi-Intanethi
  • Fumana ikhredithi yohambo eyi- $ 300 yonyaka
  • I-inshurensi yemoto
  • Ukuphazamiseka kohambo kunye nokurhoxiswa kwe-inshurensi
  • Fumana ikhredithi eyi- $ 100 yokuNgena kweLizwe okanye i-TSA PreCheck
  • Ukudlula ePhambili Khetha ukufikelela kwigumbi lokuphumla
  • Ukufikelela kubodwa iziganeko namava

Isampula Ibhonasi yokuNgena: Amanqaku angama-50,000 emva kokuba uchithe i-4,000 yeedola kwiinyanga ezintathu zokuqala.

Imali yoNyaka : $ 450

Unomdla wokufaka isicelo seKhadi lokuthenga ngetyala? Qiniseka ukuba uqinisekisa iibhonasi zokubhalisa zamva nje ngokuSukela ngqo, njengoko zinokutshintsha rhoqo.