Wonke umhambi uneengcinga zokuhamba ngeenxa zonke kwihlabathi ukuya kwiindawo ezifihlakeleyo zaseYurophu kunye Ezona ziqithi zihle ehlabathini . Kodwa inyani etyumkileyo yeyokuba uhambo luxabisa imali kwaye uninzi lwabakhenkethi, ayisiyonto iluncedo.

Usenokuba uqale kulo nyaka ngeenjongo zokugqibela ukubhukisha olo luhlu lwamabhakethi. Kodwa emva kweenyanga ezimbalwa zobusika ezinzima, usenokuba uyifumene imali oyigcinileyo incinci. Sukuphelelwa lithemba- kusekho ixesha lokonga imali eyaneleyo yokubhukisha uhambo oluhle lwasehlotyeni.

Nangona kuya kufuneka uzibophelele kuhlahlo-lwabiwo mali, akufuneki lube nzima njengoko ucinga. Ifuna kuphela ukucwangciswa, ukubonwa kwangaphambili kunye nenkuthazo ethile.

Nantsi indlela onokuyenza ngayo qalisa ukonga imali, gcina ukonga imali kwaye uyonwabele yonke loo nto kuhambo lwakho olumnandi osele uphupha ngalo.

1. Yenza Uhlahlo lwabiwo-mali

Inyathelo lokuqala lokonga iholide uyicwangcisela. Phambi kokuba ucinge malunga nokonga kwakho, cwangcisa ukuba ufuna ukuya phi, apho ufuna ukuhlala khona kunye nento ofuna ukuyenza ngelixa ulapho. Ngelixa usenza uphando, gcina inani elibalekayo lokuba indleko zomoya, indawo yokuhlala, ukutya kunye nemisebenzi kuya kubiza malini. Emva kokuba ucwangcise uhambo olungacacanga, thatha iindleko eziqikelelweyo uwubhale kwikhalenda yakho ngomhla omiselweyo wokuhamba. Bala ukuba zingaphi iiveki de ube ungathanda ukuhamba kwaye wahlule indleko zakho ngexesha ekufuneka uligcinile. Uyazi ngoku ukuba kufuneka ubekele bucala kangakanani veki nganye ukuze ukwazi ukuhlawula uhambo lwakho lwamaphupha. Cinga ngale nkcitho yexesha elizayo ngokuchasene nokonga okanye ukuzinciphisa ulonwabo lwangoku, inkqubo abacebisi bezeMali abacinga ukuba iyasebenza ngakumbi ngengqondo.

2. Thenga ngobuninzi

Ukuthenga ngobuninzi akusoloko kuyeyona ndlela ilungileyo, kodwa kwizinto ohleli uzisebenzisa rhoqo endlwini, le yeyona ndlela ilungileyo yokugcina iirandi ezimbalwa. Izinto zemihla ngemihla ezinjengebhotolo, utywala, iphepha langasese, iitawuli zamaphepha, isepha yokuhlamba impahla kunye nesepha zithengwa ngcono kakhulu. (Kwaye ke, ukuba ujoyina i-Costco, ungabhukisha ikhefu lakho ngazo Ukuba awukuthandi ukuphatha iibhegi ezinkulu ekhaya ezivenkileni, ungayalela ngobuninzi kwi-Intanethi kwiAmazon Pantry kwaye konke kuzisiwe endlwini yakho.

3. Hlala Ukhuthazekile

Gcina injongo yakho engqondweni: Phrinta umfanekiso wendawo oya kuyo kwiphupha. Yibambe eludongeni lwakho. Yenze umfanekiso ongasemva kwifowuni yakho okanye kwikhompyuter. Isihogo, nditsho neFotohop ngokwakho emfanekisweni ukuba yenza ukuba iinjongo zive ngakumbi. Ukuba u-odola ukuhanjiswa kokutya usuka ebhedini yakho okanye kwi-trawl nge-eBay esofeni sakho, ukubona umfanekiso wendawo ofuna ukuhamba kuyo kunokubangela ukuba ubuze ukuba ingaba oko kufuneka ukuba kuthengiwe kufanelekile na ukuba kususwe uhlahlo-lwabiwo mali.

Idibeneyo: Iindawo ezingama-50 ezigqibeleleyo zokuhamba ngo-2019

4. Sika ukuKhangela

Kuyinyhweba kodwa inyani engenakuphikwa ukuba ukuthengwa okuncinci kuyongeza: ikofu yokundilanda phakathi emva kwemini, ipakethi yeetshipsi zokukubamba kude kube ngokuhlwa okanye iphephandaba lokufunda ngexesha lokuhamba. Yiya kwiakhawunti yakho yebhanki kwaye ujonge iindawo apho uchitha khona iidola nje ezimbalwa. Kusenokwenzeka ukuba uchitha imali ukulungiselela nje-kwaye inokongeza. Sika ezi zinto uzithengileyo ngokugcina izinto ozifunayo. Phatha ikomityi enokuphinda isetyenziselwe ukwenza ikofu yakho, gcina amashwamshwam kwidesika yakho okanye ujonge imiboniso bhanyabhanya yasimahla, iimuvi, iincwadi kunye neemagazini kwi-intanethi.

5. INetflix kunye noGcina

Rhoxisa imirhumo yakho. Kunganzima ukuva kodwa kusenokwenzeka ukuba uchitha amakhulu eedola ngonyaka kwiinkonzo ezahlukeneyo ezikunika into efanayo. Ukuba ngenene awukwazi ukuhamba ngaphandle kweXesha lokubonisa, i-HBO, iNetflix, iHulu, iAmazon, iSpotify nawo onke amanye amaqonga okusasaza, cinga ngokuqokelela abahlobo kunye nokuseka iakhawunti yosapho. Uyakunciphisa kakhulu imali oyichithayo ukuba wonke umntu uyavuma ukunikela ngeedola ezimbalwa kwiakhawunti enye inyanga nenyanga.